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Sl.No Particulars of Deposit Existing Revised
    Genera Senior Citizen General Senior Citizen
(A) Saving Bank Deposit 4.00% 4.00% 4.00% 4.00%
(B) Term Deposit        
1 15days to 29days 5.25% 5.50% 6.00% 6.00%
2 30 days to 45 days 6.25% 6.30% 6.25% 6.75%
3 46 days to 90 days 6.50% 7.00% 7.00% 7.50%
4 91 days to 179 days 7.50% 8.00% 7.75% 8.00%
5 180 day less than 1 year 8.50% 8.75% 8.75% 9.00%
6 1 year less than 2 years 9.50% 9.50% 9.50% 9.50%
7 2 year less than 3 years 9.50% 9.50% 9.60% 9.75%
8 3 year less than 5 years 9.60% 9.60% 9.60% 10.00%
9 5 year less than 8 years 9.60% 9.60% 9.70% 10.00%
10 8 year or above 9.50% 9.50% 9.70% 10.00%
11 Special Fixed Deposit for 999 days 10.00% 10.00% 10.30% 10.30%

Note :- Minimum amount of deposit under Sl.No 11 is RS 1.00 lakh & Maximum upto Rs.10.00 lacs only.

(A) Term Deposits of Rs.1.00(Crore) and above a period of 7(seven) days and more will be fixed with the prior consent of the Head Office.

(B) No interest will be paid, if enchased within 14(fourteen) days from the date of deposit.

(C) Premature encashment of term deposit other than Special Scheme will be charged a penal interest of 1 % for the period of deposit maintained with the Bank with effect from the date of opening of the account. There will be no penal interest for the premature encashment by the nominee or legal heir(s) of a deceased depositor.

(D) The revised rates shall apply only to fresh deposits and renewal of existing deposits on maturity. These rates are subject to revision from time to time.

(E) There will no be premature encashment for Special Scheme except advance against deposit.

(F) Staff/Ex-Staff will get equivalent rate of interest given to the Sr. Citizen.

INTEREST RATE ON DEPOSIT

The bank is paying all the time reasonable, higher rate of return (Interest) to its depositors. The following are the prevailing rates of interest on various deposit schemes.

Sl.No. Type of Deposit Rate of Interest (Rs.)
1 Saving 4.00%
2 Current Nil
3 Deposit at Call 0.50%
Term Deposit  
4 1 to 90 Days 6.00%
5 91 to 179 Days 6.50%
6 180 to Less than 1 Year 6.75%
7 1 Year to Less than 2 Years 7.00%
8 2 Years to Less than 3 Years 7.25%
9 3 Years and above 7.50%
10 Senior Citizen Deposit (Over 3 Yrs.) 8.00%
  Differential Rate  
11 Deposit Rs. 15 lacs and less than Rs. 1 crore 0.25% above the normal rate
12 Deposit Rs. 1 crore and less than Rs. 10 crore 0.50% above the normal rate
13 Deposit Rs. 10 crore and above 1.00% above the normal rate
     

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