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| Sl.No | Particulars of Deposit | Existing | Revised | ||
| Genera | Senior Citizen | General | Senior Citizen | ||
| (A) | Saving Bank Deposit | 4.00% | 4.00% | 4.00% | 4.00% |
| (B) | Term Deposit | ||||
| 1 | 15days to 29days | 5.25% | 5.50% | 6.00% | 6.00% |
| 2 | 30 days to 45 days | 6.25% | 6.30% | 6.25% | 6.75% |
| 3 | 46 days to 90 days | 6.50% | 7.00% | 7.00% | 7.50% |
| 4 | 91 days to 179 days | 7.50% | 8.00% | 7.75% | 8.00% |
| 5 | 180 day less than 1 year | 8.50% | 8.75% | 8.75% | 9.00% |
| 6 | 1 year less than 2 years | 9.50% | 9.50% | 9.50% | 9.50% |
| 7 | 2 year less than 3 years | 9.50% | 9.50% | 9.60% | 9.75% |
| 8 | 3 year less than 5 years | 9.60% | 9.60% | 9.60% | 10.00% |
| 9 | 5 year less than 8 years | 9.60% | 9.60% | 9.70% | 10.00% |
| 10 | 8 year or above | 9.50% | 9.50% | 9.70% | 10.00% |
| 11 | Special Fixed Deposit for 999 days | 10.00% | 10.00% | 10.30% | 10.30% |
Note :- Minimum amount of deposit under Sl.No 11 is RS 1.00 lakh & Maximum upto
Rs.10.00 lacs only
(C) Term Deposits of Rs.1.00(Crore) and above a period of 7(seven) days and more will be fixed with the prior consent of the Head Office.
(D) No interest will be paid, if enchased within 14(fourteen) days from the date of deposit.
(E) Premature encashment of term deposit other than Special Scheme will be charged a penal interest of 1 % for the period of deposit maintained with the Bank with effect from the date of opening of the account. There will be no penal interest for the premature encashment by the nominee or legal heir(s) of a deceased depositor.
(F) The revised rates shall apply only to fresh deposits and renewal of existing deposits on maturity. These rates are subject to revision from time to time.
(G) There will no be premature encashment for Special Scheme except advance against deposit.
(H) Staff/Ex-Staff will get equivalent rate of interest given to the Sr. Citizen.
In order to pace with the time and tune with the modern banking scenario, the Imphal Urban Co-operative Bank Ltd., one of the pioneer fast progressing UCB in the entire North East now step up into another feather by Introducing Core Banking Solution System
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