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Upto the end of March 2005 the bank have recorded over 20,000 beneficiaries in its roll that has been enjoyed loan and advances facilities in various schemes. Name of the prevailing schemes as well as sectoral allocation of funds can be seen from the following:

Sl.No. Type of Schemes Ceiling of allocation
1 Small scale and Tiny sectoral industries 20%
2 Small Business and service enterprises 20%
3 Road Transport Operators. 15%
4 Infrastructure Development Contract works. 20%
5 Agro industries and allied activities 3%
6 (a) Housing and sanitation 10%
6 (b) Medium Term Housing scheme 3%
7 Retail Trade Schemes of Women Licensed vendors 0.50%
8 Purchase of Tools and equipments for professionals 4.40%
9 Educational Scheme 0.50%
10 Medical and ceremonial schemes 0.38%
11 Poultry and piggery and allied activities 0.50%
12 Purchase of Domestic requirement 1.50%
13 Payment of Revenue, Rent Taxes scheme 0.01%
14 Kitchen gardening 0.01%
15 Pension Loan scheme 1.20%

The lending of the Bank in terms of loans and advances have crossed a remarkable limit of Rs.4500 crores as on today. Out of this amount Rs.32.50 crores comprising 72% goes to priority sector advances of which Rs.12.50 crores representing 28% goes to weaker section. This is well above the prescribed norms of the Reserve Bank of India.

Though the region (North Eastern States of India) is comparatively low in the overall recovery trend compare to western states like Maharashtra, Gujarat, Karnataka etc.) the percentage of recovery to outstanding of the Bank is as high as 80%, which is apparently the highest among the rest of the other financial institution in the state. Net NPA (Non performing Asset) of the bank as such is as low as 12% as at the end of March 2005.



In order to pace with the time and tune with the modern banking scenario, the Imphal Urban Co-operative Bank Ltd., one of the pioneer fast progressing UCB in the entire North East now step up into another feather by Introducing Core Banking Solution System