LENDING
Upto the end of March 2005 the bank have recorded over 20,000 beneficiaries in its roll that has been enjoyed loan and advances facilities in various schemes. Name of the prevailing schemes as well as sectoral allocation of funds can be seen from the following:
Sl.No. | Type of Schemes | Ceiling of allocation |
1 | Small scale and Tiny sectoral industries | 20% |
2 | Small Business and service enterprises | 20% |
3 | Road Transport Operators. | 15% |
4 | Infrastructure Development Contract works. | 20% |
5 | Agro industries and allied activities | 3% |
6 | (a) Housing and sanitation | 10% |
6 | (b) Medium Term Housing scheme | 3% |
7 | Retail Trade Schemes of Women Licensed vendors | 0.50% |
8 | Purchase of Tools and equipments for professionals | 4.40% |
9 | Educational Scheme | 0.50% |
10 | Medical and ceremonial schemes | 0.38% |
11 | Poultry and piggery and allied activities | 0.50% |
12 | Purchase of Domestic requirement | 1.50% |
13 | Payment of Revenue, Rent Taxes scheme | 0.01% |
14 | Kitchen gardening | 0.01% |
15 | Pension Loan scheme | 1.20% |
In order to pace with the time and tune with the modern banking scenario, the Imphal Urban Co-operative Bank Ltd., one of the pioneer fast progressing UCB in the entire North East now step up into another feather by Introducing Core Banking Solution System
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